Wage Garnishments in Bellevue

If a debt collector is suing you for repayment of debt, you need to act fast to avoid a ruling that could result in your wages being garnished. Wage garnishment can significantly increase your financial troubles because you could lose up to 25% of every paycheck. If you're already having money problems, wage garnishment could make it impossible to ever get ahead.

Our Washington State bankruptcy lawyers can put an end to wage garnishment immediately, and even stop a lawsuit in its tracks. First, you should respond to the law suit and give yourself a little more time to formulate a plan. Next, contact our law office to find out whether bankruptcy relief can help you get out from under crippling debt. If so, your bankruptcy lawyer can take steps to petition the court on your behalf.

• Our Bellevue bankruptcy lawyers can stop wage garnishment in almost every situation
• Act quickly if you've been served with a formal law suit by a creditor
• Ignoring the law suit could result in a judgment against you in only 14 days
• Filing for bankruptcy is an opportunity for a fresh start and our Bellevue wage garnishment attorneys are ready to help

When you fall behind on bills, debt collectors will try to make you feel like you're a failure in life in an effort to get you to keep paying on bills that there is little chance of ever catching up on. Falling behind on bills does not make you a failure, and can happen to anyone for any number of reasons. Bankruptcy laws in the United States were created to help hard working people get a fresh start, so that they can once again become contributing members of our nation's economy.

The entire country benefits when your finances are stable, because you can then maintain your status as a productive consumer. Wage garnishment for unsecured debt, like credit card obligations, can make it virtually impossible to pull yourself out of the bottomless pit of high-interest liability. If you've been barely getting by financially, wage garnishment could be the catalyst that causes you to lose your car, your home, and lose all hope of ever removing yourself from an endless debt cycle.

If you're served with debt recovery law suit papers in Bellevue, you should file an answer with the court to make sure you are not being overcharged by the creditor. Debt collectors can pursue garnishment of up to 25% of your take home pay, but are not legally allowed to touch your social security, unemployment compensation or other forms of public aid.

If your finances are already in bad enough shape that a creditor has resorted to suing you, bankruptcy should already be something you've seriously considered. If you're currently having trouble paying bills, will you ever be able to catch up when 25% of your paycheck is suddenly taken away? Worse, money seized via wage garnishment can be used to repay the creditor's attorney fees and interest, which means the money may not even be paying down your debt. If a creditor garnishes your bank account before you file for bankruptcy, they will probably get to keep the money, so it's vital that you act quickly.

If your wages are currently being garnished, our King County bankruptcy attorneys can still help. Filing for bankruptcy will immediately stop all wage garnishment, and it may even be possible for your lawyer to recover wages that were garnished during the previous 60 days.

Wage garnishment lawsuits can be financially devastating, and are one of the nastier tactics used by debt collectors and creditors. When you file for bankruptcy, it's like hitting the financial reset button. All wage garnishment is stopped before it can do any lasting damage, and much or all of your unsecured debt will likely be discharged.

Contact our Bellevue wage garnishment lawyers for a free consultation today, and put a stop to wage garnishment. Our bankruptcy lawyers in King County will fight back against corporate creditors that refuse to treat you fairly.