Chapter 7 in Tacoma

Falling behind on bills can happen to anyone, at any time, and it doesn't give anyone the right to treat you like a failure or bad person. If out-of-control debt is making it impossible for you and your family to get your finances back under control, Chapter 7 bankruptcy offers a way to start over. Not only does bankruptcy make it possible to eliminate most or all of your unsecured debt, it also gives you a chance to rebuild your credit, and put a stop to the endless phone calls from creditors and debt collectors.

The federal government created Chapter 7 bankruptcy to help people like you eliminate debt and become active consumers once again. It makes sense, because if you're mired in crippling debt with no way to ever pay it off, the economy ultimately suffers.

You are not a failure just because you need help, and filing for bankruptcy could be one of the smartest financial decisions you'll ever make. Talk to one of our debt relief lawyers in Pierce County today, and find out if you qualify for Chapter 7 bankruptcy.

• Filing for Chapter 7 bankruptcy allows you to eliminate all or most unsecured debt, including pay day loans, credit cards, medical bills
• Most Chapter 7 bankruptcies take less than 120 days
• When your debt is discharged, your credit rating immediately starts to improve
• Our Tacoma bankruptcy attorneys fight for you by petitioning the court to stop all debt collection and harassing debt collection phone calls

Creditors like credit card companies routinely sell unpaid debt to collection agencies for pennies on the dollar, in as little as three months after the payments stop. These debt collection agencies are essentially doing the dirty work the creditors, and it seems like they will stop at nothing to get money from debtors who have simply fallen on hard times though no fault of their own.

These ruthless tactics often work. Debt collectors often try to make people feel like they are failures in life, threaten them with lawsuits, or say that they will lose everything if they file for bankruptcy. This unyielding harassment may even extend to a place of work or other family members. All of which can turn your life into a living nightmare.

First of all, you have legal rights when it comes to debt, and this is something you can enforce. Our Tacoma bankruptcy lawyers can put an end to this harassment, petition the court to have your debt discharged, and help you get a fresh start financially. There is a reason debt collectors hate us, and it's because we've helped countless people all over Washington State free themselves from crippling debt.

Most people that contact us with questions about debt relief are hard-working people who fell behind on bills through no fault of their own. Whether they were laid off, or suffered an injury that led to a mountain of medical bills, they try to pay their bills but just keep falling further behind. Whatever the reason for financial woes, it makes better sense to start over again then it does to stay trapped in a financial tailspin where the inevitable causes one to lose all hope.

Filing for Chapter 7 bankruptcy in Tacoma is an opportunity for a new beginning. As soon as you file with help from our Pierce County bankruptcy lawyers, all collections immediately stop. Wage garnishments stop. Lawsuits stop. And even car repossessions and home foreclosures stop. Best of all, creditors can no longer contact you in any way.

Contact our law office in Washington for a free consultation and find out whether you qualify for Chapter 7 bankruptcy. If you're struggling financially, and below the median Washington household income for your family size, you likely do. If there is any uncertainty, a means test will determine the answer.

Our Chapter 7 bankruptcy fees are surprisingly affordable, and the benefits likely far outweigh any disadvantages. We've helped countless hit the financial resent button, and put a stop to the harassment and sleepless nights of worry about money. Let one of our Washington State Chapter 7 bankruptcy attorneys explain in more detail how you can enjoy lasting debt relief.