Chapter 7 in Olympia

Unmanageable debt can dominate your life and make you feel hopeless. If financial problems have turned your life upside down, Chapter 7 bankruptcy may make it possible for you to start over financially. When you file Chapter 7 bankruptcy in Washington State, all or most of your unsecured debt is eliminated. This includes credit cards and medical bills. You also have a chance to repair your credit once your debt is discharged by the bankruptcy court.

If debt has got you down, you're not alone. People all over Olympia and Washington are dealing with money problems that are beyond their control. Some people get sick or injured, others are laid off from work, but bankruptcy laws exist to help them get a fresh financial start when they need it most.

Filing for bankruptcy does not mean you've failed, but it does mean you know how to make an informed choice about your finances. Talk to one of our Olympia debt relief attorneys and find out if you qualify for bankruptcy.

• Filing Chapter 7 bankruptcy in Thurston County eliminates all or most debt from pay day loans, medical bills, and credit cards
• After filing Chapter 7, all debt is usually discharged in less than 120 days
• After your debt is discharged, lenders will offer you lines of credit if you maintain healthy finances
• Our Olympia bankruptcy attorneys can help you stop the harassing phone calls and pursue a life free from debt

Creditors often sell unsecured debt to collection agencies for pennies on the dollar after just a few months of non-payment. Debt collection agencies don't care about why the debt isn't being paid, and will often act ruthlessly in their attempts to earn a profit off of people who simply can't afford the bill.

These tactics often work, because most debtors already feel bad about being delinquent on their bills. Debt collectors may try to make debtors feel like they are failures in life, or possibly threaten them with lawsuits. Some falsely assert that filing for bankruptcy will cause them to lose everything.

Our Olympia bankruptcy lawyers can help you put a stop the constant harassment, petition the court to discharge your debt, and help you start over again financially. Debt collectors hate us because we educate people about bankruptcy, and offer them a proven way to resolve ongoing debt issues.

Most people consider filing for bankruptcy when they are entirely out of other options. This is when the cause of one's financial problems becomes entirely irrelevant, and it makes more sense to take drastic action then it does to stay locked in a pattern of never ending debt.

Filing Chapter 7 bankruptcy in Olympia is often the best answer to money troubles. Most people who file realize that they could have saved a lot headaches had they filed sooner. When one of our Thurston County bankruptcy attorneys files on your behalf, all debt collections immediately stop. Even wage garnishments, car repossessions, and home foreclosures stop. Creditors and debt collectors are also not allowed to contact you in any way, which immediately offers some peace of mind.

Contact our Olympia law office for a free consultation, and one of our attorneys will help you determine whether you qualify for Chapter 7 bankruptcy. If you're struggling to pay bills and debt below the median Washington household income for a family of your size, it's likely you qualify.

Our flat rate fees for filing Chapter 7 bankruptcy in Thurston County are affordable, and you won't have to worry about any extra expense at a later date. We've helped numerous Olympia residents hit the financial reset button, put a stop to creditor harassment, and get a fresh start financially, and we are ready to help you do the same.