If a creditor seeks repayment of debt in the form of a lawsuit for wage garnishment, you need to take swift action. A wage garnishment ruling could cause your financial problems to multiply. You are already having trouble keeping up with the payment of your bills, and wage garnishment means losing up to 25% of every paycheck you earn.
Our Washington bankruptcy attorneys can immediately stop wage garnishment by filing for bankruptcy. You should respond to the law suit right away, as this will give you a little more time to address the situation. Next, call our law office and find out whether bankruptcy makes sense for you. If so, your lawyer can petition the court on your behalf.
Don't let wage garnishment make it even harder to pay billsDebt collectors employ a number of questionable tactics in an effort to make you feel like you're a failure in life, and the goal is to get you to pay money you simply don't have. There are a number of reasons why someone may fall behind on bills, which is why bankruptcy laws were created in the first place. The idea behind federal bankruptcy laws is to help hard working people end their cycle of debt because it puts a strain on the United States' economy.
The federal government wants you to be financially stable because you can then maintain your status as an active and productive consumer. If your wages are being garnished by a creditor trying to collect unsecured debt, it may be impossible to ever get out from under your debt. If you're already barely able to pay bills, wage garnishment may cause you to lose your home, your car, and could get you caught up in a downward spiral from which there is no escape.
Address a wage garnishment lawsuit quickly with help from a bankruptcy lawyer in WashingtonIf you're served with a lawsuit in Everett, file an answer with the court immediately to make sure you are not being overcharged by the debt collector. Creditors can legally seek wage garnishment of up to 25% of your take-home income, but cannot seek reimbursement from any unemployment compensation, your social security or public aid.
If a creditor is suing you because your financial situation is dire, filing for bankruptcy should already be something you've seriously considered. If you are currently unable to pay bills, how can you catch up on them without 25% of your paycheck? Keep in mind that money received via wage garnishment can be used to repay the creditor's attorney fees and interest, which means that much of your debt may still be going unpaid. It's important to act quickly, because if a creditor garnishes your bank account before you are able to file for bankruptcy they will probably get to keep that money.
If your wages are currently being garnished, our Snohomish County bankruptcy attorneys can still help. Petitioning the court for bankruptcy on your behalf will immediately stop wage garnishment. You may also be able to recover wages that were garnished by a creditor within the previous 60 days.
Our team of bankruptcy lawyers in Everett can help you stop wage garnishmentOne of the more underhanded tactics used by debt collectors are wage garnishment lawsuits. Filing for bankruptcy allows you to hit the financial reset button. It also stops wage garnishment before it can significantly damage your finances.
Contact one of our Everett wage garnishment attorneys today for a free evaluation of your financial situation. You can put a stop to wage garnishment by letting our team of Seattle wage garnishment attorneys protect you against unscrupulous creditors that refuse to treat you fairly.