If a creditor is suing you with the intention of garnishing your wages for repayment of debt, you need to act quickly. Wage garnishment can cause your financial woes to multiply exponentially. You are obviously already having trouble keeping up with bills, and now you're faced with the prospect of losing up to 25% of every paycheck.
Fortunately, our Washington State bankruptcy attorneys can stop wage garnishment immediately. Your best course of action is to respond to the law suit so as to buy yourself a little more time. You should also call our office to find out whether bankruptcy makes sense for you, and so that we can take steps to petition the court on your behalf.
Don't let wage garnishment make your financial situation even worseDebt collectors go out of their way to make you feel like you're a failure in life, but nothing could be further from the truth. Falling behind on bills can happen for any number of reasons, and bankruptcy laws were created to help hard working people put an end to the endless cycle of debt that puts a strain on the nation's economy.
In other words, the federal government wants your finances to be stable because it's the only way you can maintain your status as a productive consumer. Wage garnishment for unsecured debt can make it virtually impossible to get out of the downward spiral of mounting debt. If you've been barely treading water, wage garnishment can cause you to lose your car, your home, and abandon all hope when it comes to your financial future.
Address a lawsuit quickly and get help from a bankruptcy lawyer in Washington StateIf you're served with law suit papers in Seattle, you should file an answer with the court to make sure you are not being overcharged. Creditors can seek garnishment of up to 25% of your take home pay, but cannot touch your social security, unemployment compensation, or public aid.
If your finances are in bad enough shape that a creditor is suing you, bankruptcy should already be at the top of your list of options. If you can't pay bills now, how will you be able to catch up without 25% of your paycheck, much of which may be going just to repay the creditor's attorney fees and interest? You need to act fast because if a creditor garnishes your bank account before you file for bankruptcy they will likely get to keep the money.
If your wages are already being garnished, our King County bankruptcy lawyers can still help. Petitioning the US District Court for bankruptcy will immediately stop wage garnishment, and you may be able to recover wages that were garnished during the previous 60 days.
Stop wage garnishment with help from our team of bankruptcy lawyers in SeattleWage garnishment lawsuits are one of the nastier tactics employed by debt collectors. Filing for bankruptcy is like hitting the financial reset button, and it stops wage garnishment before it can do any lasting damage to you and your family.
Contact one of our Seattle wage garnishment attorneys for a free consultation today. Stop harassing phone calls and put an end to the threat of wage garnishment by letting us protect your interests against corporate creditors that refuse to treat you fairly.