The late-night calls, the endless letters––it doesn't end. They're even calling your employer. You've tried to talk to them and explain that you're doing your best to catch up, yet they still keep calling.
Creditor harassment happens to even the most financially responsible Washingtonians. It doesn't matter if you owe a debt. Creditors are not allowed to bully and harass you. If they do, they are violating the law, and our attorneys are ready to hold them accountable. We'll make the creditor harassment stop.
As Pasco attorneys, we're proud to be part of this community. We've spent years working alongside our neighbors here in Pasco and the Tri-Cities. We love being part of this area—whether it's taking a stroll through Chiawana Park along the Columbia River, attending a Dust Devils game at Gesa Stadium, or getting involved in local events like the Pasco Farmers Market or the Fiery Foods Festival. Pasco and the Tri-Cities are full of amazing things to do and see, and we want you to enjoy them all without the stress of creditor calls or mounting debt hanging over your head. When you work with us, you get a team of local experts who understand the area and are here to help you find financial freedom.
Contact our expert Pasco legal team and schedule a free consultation. We'll review your case, answer any questions, and make a plan to end debt collector harassment.
Help! I'm Being Harassed By A CreditorCreditor harassment is when a creditor or debt collector uses illegal, aggressive, or unfair tactics to collect a debt. Under both Washington state and federal law, creditors cannot use abusive practices. Here are the signs you're experiencing creditor harassment:
If any of these scenarios sound familiar to you, it's likely a creditor is harassing you. You need legal support right away. Contact our Pasco lawyers specializing in creditor harassment. We'll enforce your legal rights and get the madness to end.
What Washington State Law Says About Creditor HarassmentIn Washington state, creditor harassment is illegal under both state and federal laws. The Washington State Collection Agency Act (WCAA) specifically protects consumers from abusive practices by debt collectors, requiring that they treat individuals with fairness and respect. Debt collectors cannot use threats, harassment, or deception to collect debts. If a creditor violates these provisions, you can file a complaint with the federal Consumer Federal Protection Bureau (CFPB) or Washington State Department of Financial Institutions or take legal action to seek damages.
On the federal level, the CFPB's Fair Debt Collection Practices Act (FDCPA) offers additional protections from creditor harassment. The FDCPA bans actions such as contacting you at work if you've requested they do not, using profane language, or making false representations about your debt. It also grants you the right to dispute a debt and requires that debt collectors provide debt information in writing. If any creditor or debt collector violates these laws, you may be entitled to compensation for damages.
How Do I Make Debt Collectors Stop Harassing Me?If creditors are harassing you, one of the best ways to put an end to it is to work with a Pasco lawyer who specializes in debt collection issues. A Pasco creditor harassment attorney can take action to stop creditor harassment, so you're not dealing with the bullying alone. Here's what happens when you hire our skilled Pasco debt relief legal team:
You have rights under the law, and our dedicated Pasco legal team is here to protect them. Stop dealing with illegal creditor harassment. Call our Pasco law offices today.
Can I Sue A Creditor For Harassment?You can sue a creditor for harassment if they violate your rights under federal or state law. Under the FDCPA, creditors and debt collectors cannot use abusive, deceptive, or unfair tactics to collect a debt. You may have grounds to file a lawsuit at the Franklin County Courts for damages if a creditor engages in behaviors like making repeated harassing phone calls, threatening legal action that isn't possible, or using offensive language.
Further, creditor harassment is illegal under Washington state law. If a creditor harasses you, you can seek compensation for any damages like emotional distress or financial harm. Consult with a Pasco lawyer specializing in creditor harassment to hold the creditor accountable.
Our Pasco Law Team Will Stop The Harassment For GoodWhen you're facing creditor harassment, you need a Pasco debt relief attorney who knows the ins and outs of Washington state law. That's where our Pasco legal team comes in. With over 30 years of experience fighting for Washingtonians, we have helped countless people across Washington state stop creditor harassment and regain control of their financial health. We're passionate about protecting our Pasco neighbors from aggressive collection practices. We'll use our extensive knowledge of the law to advocate for you. If creditors are harassing you, we have the knowledge, resources, and proven track record to put an end to it.
Dealing with creditor harassment is awful, especially when you're just trying to enjoy your normal life in Pasco. If you're getting bombarded with calls, threats, or even lawsuits, we're here to help you take control back. We’ll negotiate with your creditors or explore options like bankruptcy. Plus, we're local, right here in Franklin County, so we know the area inside and out. Our goal is to help you get the peace of mind you need so you can focus on the things that matter most.
Give us a call for a free consultation, and let's chat about how we can stop the harassment and get your finances back on track. We're with you every step of the way.